Retirement
What are my options?
Upon retirement, the calculation of the retirement benefits is based on the individually accrued retirement savings. At PKL, the accrued retirement savings can be paid out upon retirement in part or in full as a lump sum or as a lifelong pension.
At present, the regular retirement age of PKL is 65 for men and for women. During the implementation of the AHV21 revision, there is a transition phase from 2024 - 2028. According to the regulations that are currently in force, early retirement is possible five years before the reference age. Withdrawal of the retirement benefits can be determined individually, i.e. the insured person can choose between a lump sum and a pension. The insured person can also decide freely and independently whether they want to draw a bridging pension.